Archive for the ‘Interest rates’ Category

Impact of 2017 Budget for Property Investors

Impact of 2017 Budget for Property Investors
The 2017 budget had more inclusions for local property investors than previous years, however it’s the foreign investors who will be affected the most. Furthermore, the Government’s resolution for the housing affordability crisis involves providing incentives to investors and superannuation funds. This is via increasing the Capital Gains Tax (CGT) discount for investors.

 
What do I need to know?

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First home buyer? Here’s what you need to know

The thought of buying your first house can be a daunting one, especially with all the complications involved. Despite this, some factors play a much more important role as opposed to others, and if you were to only focus on a few things, these would be it.

Rent or own?

Perhaps the first thing that comes to mind when purchasing your home is whether to rent or own…. Read more »

The power of compounding property

Starting early is an adage that is used for many different subjects and topics, and perhaps none are more suitable for the statement then compound growth.

No matter what stage of life you’re at, consider yourself early to start compounding property in comparison to if you start a decade from now. After reading this article, hopefully, you quit procrastination and get going to secure your financial future.

Just … Read more »

How will the interest rate cut impact investors?

Earlier this month the Reserve Bank declared a drop in interest rates to a historical low of 1.75 per cent. Interest rates are now the lowest they have been in 41 years. This is significant news for the property industry, with buyers jumping on the opportunity to invest. For investors, the drop in interest rates means greater mortgage affordability with cheaper repayments on future fixed and variable home loans. Although … Read more »

Should I fix my interest rate now that rates are rising?

Westpac, Commonwealth, ANZ and NAB have announced they are raising their variable mortgage rates on home loans.

So is it time to lock in and fix interest rates on some or all of your mortgage loans?

This is a question many property investors and home owners are asking, so how do you decide what’s right for you?

And what do you need to consider to ensure you make an informed decision?

Read the full … Read more »

Do you have idle equity?

Interest rates are at record lows, what should I do to take advantage?

On the back of this month’s RBA announcement the Australian lending landscape has entered uncharted territory with the official cash rate now sitting at 2%!

If you haven’t checked recently there are some fantastic opportunities available to restructure your finances, potentially saving you thousands in interest costs and most importantly set yourself up for the next investment opportunity.

Whatever the reason, now … Read more »