Archive for the ‘Finance’ Category

How to secure a mortgage
You hear about people getting mortgage loans all the time, in fact, it seems to be the most talked about subject when it comes to buying a house and is spoken about in very casual manner. Unfortunately, this perspective can lead us … Read More

There are a number of advantages to holding property inside an SMSF, as opposed to owning it in your own name.

1. Concessional tax on rental income
Where you hold an investment property in your own name, tax will broadly be payable based on your personal rate of tax, which could be … Read More

The thought of buying your first house can be a daunting one, especially with all the complications involved. Despite this, some factors play a much more important role as opposed to others, and if you were to only focus on a few things, these would be it.

Rent or … Read More

Starting early is an adage that is used for many different subjects and topics, and perhaps none are more suitable for the statement then compound growth.

No matter what stage of life you’re at, consider yourself early to start compounding property in comparison to if you start … Read More

Over the past three to six months, the Sydney rental market has seen a shift in behaviour that we haven’t seen in some time. This shift could have implications for investors and it’s becoming increasingly important to understand the details behind this movement. In short, the Sydney rental market has … Read More

Whether you’re saving for your first home or first investment, there are clever ways to reach your goal. Purchasing your first property will be both challenging and rewarding. Throughout the process it’s important to keep your goal at the forefront of your mind to stay motivated. Maintaining focus … Read More

Before starting to look seriously at a property, most investors work out the yield on the property to see if it makes their shortlist. Although some investors buy property for other reasons – such as land banking, infrastructure potential or lifestyle reasons – most are mainly concerned with … Read More

The big four banks have increased home loan interest rates, and now most other lenders have followed their lead. So is now the time to refinance?

Gone are the days when people would get a home loan and stay with the same lender for the full 25 or 30-year loan term. … Read More

When investing in property there are various different loan types that you can come across including fixed term loans, variable-rate loans as well as being able to use an offset account. An offset account has the potential to save you thousands or even hundreds of thousands of dollars during your … Read More

While the market reacts to the banks’ decision to tighten lending restrictions to investors, Aviate Group Managing Director Neil Smoli has emphasised that for smart investors – those who prioritise their own security – the property investment landscape has not changed.

“Today’s decision by AMP Bank to cease writing new … Read More