Posts Tagged ‘lending’

Recently APRA recommended changes to the current way in which lenders assess serviceability – which is your financial ability to pay down a loan. These potential changes could spark some shifts in the property market, and we’re pretty excited about it! 

The current system in place is … Read More

The heat has come off the housing market, but we should be wary about getting too excited, too soon. 

One of the weirder responses to the Australian federal election result is articles suggesting that somehow all will be improved in the economy because the anticipation of an … Read More

A new report has shown that consumers think now is the time to buy a house and expect modest house price increases, despite general ill feelings about the economy.

The Westpac sentiment survey reported a “disappointing” drop in general consumer sentiment and a less enthusiastic than … Read More

If a rule introduced by the country’s banking regulator five years ago is reversed, it could mean that the Australian housing market is about to boom.

“One of the major reasons we had the big house price falls – particularly in Sydney and Melbourne – is that … Read More

On 2 April 2019, the Government handed down the 2019-20 Federal Budget.

The focus of the 2019-20 Budget is a plan for a stronger economy and securing a better future. In last year’s Budget, the Government commented that just as most households had to tighten their budgets … Read More

A good property manager should be able to provide you with insight, support and advice on your investment property portfolio. Having a sound understanding of the property market will help ensure your investment is performing at the best of it’s ability, for both the short and long term. … Read More

The Reserve Bank meeting in early December declared that the cash rate will remain at 2%. Most of the experts on the panel agreed that Australia’s improving economy will be the most likely reason to keep the cash rate as it is.

However, commentators are suggesting that 2016 will be much … Read More

According to the Assistant Treasurer Josh Frydenberg, there will be no ban on Managed Super Fund (SMSF) property borrowing. However, it is likely that there will be tougher regulations implemented instead – iBuyNew reports.

During the Tax Institute annual superannuation conference in Sydney on Friday, Mr Frydenberg said that the Abbott government is … Read More

While the market reacts to the banks’ decision to tighten lending restrictions to investors, Aviate Group Managing Director Neil Smoli has emphasised that for smart investors – those who prioritise their own security – the property investment landscape has not changed.

“Today’s decision by AMP Bank to cease writing new … Read More