Posts Tagged ‘finance’

Recently APRA recommended changes to the current way in which lenders assess serviceability – which is your financial ability to pay down a loan. These potential changes could spark some shifts in the property market, and we’re pretty excited about it! 

The current system in place is … Read More

The heat has come off the housing market, but we should be wary about getting too excited, too soon. 

One of the weirder responses to the Australian federal election result is articles suggesting that somehow all will be improved in the economy because the anticipation of an … Read More

If a rule introduced by the country’s banking regulator five years ago is reversed, it could mean that the Australian housing market is about to boom.

“One of the major reasons we had the big house price falls – particularly in Sydney and Melbourne – is that … Read More

On 2 April 2019, the Government handed down the 2019-20 Federal Budget.

The focus of the 2019-20 Budget is a plan for a stronger economy and securing a better future. In last year’s Budget, the Government commented that just as most households had to tighten their budgets … Read More

Equity is the difference between what you own and what you owe on a property. For instance, if your property is worth $1 million and you owe $300,000, then you have equity of $700,000. As investors or property owners make their way through their mortgage repayments, the advantages of equity … Read More

Buying an investment property can be a conflicting process if we let our emotions takeover. When we buy an owner occupied home, it’s easy to get swept up on the aesthetics and nice-to-have’s. However an investment property is a different kettle of fish. It must be approached logically and rationally … Read More

The current local and global economic status has confused and disorientated investors. There has been an abundance of mixed signals and messages from experts, the media and even the government on our economic performance. However, if we take a step back and look at the facts in front … Read More

Whether you’re saving for your first home or first investment, there are clever ways to reach your goal. Purchasing your first property will be both challenging and rewarding. Throughout the process it’s important to keep your goal at the forefront of your mind to stay motivated. Maintaining focus … Read More

There are many strategies to employ when preparing to build a property portfolio, but there are certain factors that set successful investors apart from the rest of the field. With an ever changing property landscape, being educated, aware and responsible will assist in driving your success. Here are … Read More

Rental yield is a measurement of potential future rental income on an investment, and is generally calculated as a percentage based on the investment’s cost or market value. Rental yield can be used to compare properties and ascertain which option is better.

In Australia, we’re seeing … Read More