Archive for November, 2015

Think before you sign

Dealing with contracts is nowhere near as simple as just signing on the dotted line. When it comes to property investing, don’t sign anything until you understand every part of the deal and contract.

Read each and every contract, even if the contracts may look the same as those you’ve seen in the past. Even with something as simple as an agent’s agreement to lease your property, some agents try to … Read more »

5 features to look for in a variable loan

Whether you’re a first home buyer or a seasoned property investor, it’s important to choose the right loan for your needs.

When choosing a variable-rate loan, remember that the right loan will offer a combination of flexibility and convenience as well as competitive rates and fees. Of course, everyone has different needs and specific financial goals.

Read the full article from to find out more.

Speak to … Read more »

5 things you need to know before investing in property

Investing in property is one of the best strategies for building wealth. While there is no definitive right and wrong approach, there are a few things you should consider before investing in a property to minimise risk and maximise your returns.


Infrastructure such as roads, bridges, telecommunications, transport access, and amenities can impact on the value of a potential investment. A location with sound infrastructure is likely to offer more predictable … Read more »

Australians are using home equity wisely

Over the last four years the number of investment property loans in Australia has grown by 37% compared to an increase of only 4% in the number of owner occupied loans.

Check out the latest findings from the Roy Morgan Research Consumer Single Source survey of approximately 45,000 people per annum thanks to Announcer.


The survey reported that the 35 to 64 age group accounted for 78% of the … Read more »

Sun to set on development loop hole

The NSW government has confirmed that changes to development sunset clauses will be enacted within a matter of weeks.

Off-the-plan apartment buyers are set to receive improved legal protections after the NSW government announced changes to legislation today.

Under the changes, set to be introduced in parliament in the coming weeks, developers will be required to justify any sunset clause termination of an off-the-plan sale.

Buyers with existing contracts, as well as new … Read more »

Demand still strong for Sydney inner-city property

As Sydney’s property market reels from yet another year-low auction clearance rate, sellers in the city and eastern suburbs clearly have less to worry about.

The higher-density region scored a healthy 75.3 per cent clearance rate at the end of October, topping the rest of the market on Sydney’s biggest spring auction day ever.

“The slide in clearance rates has accelerated following the announcement by the banks of higher mortgage rates firstly … Read more »

Should I pay off my mortgage or leave it in my offset account?

Announcer considers the pros and cons.

I’m confused – my bank teller is telling me to transfer my savings onto my mortgage but you are encouraging me to leave the money in my offset account. Isn’t the end result the same? Why am I being told something different from the bank?

Great question!

Besides the obvious answer that the banks would prefer the security of having your savings paying off the money they have … Read more »

Sydney’s suburb swingers

Meet the suburb swingers – people who regularly move from Paddington to Balmain, Woollahra to Glebe, Surry Hills to Newtown and Killara to Woollahra without blinking an eye.

Retro-migration from west to east, east to west, north to east are all possible, if not highly likely, as part of today’s new buyer behaviour.

Once upon a time, the Sydney area you grew up in was part of your identity – and that’s where you stayed. … Read more »

Best upmarket growth suburbs

Suburbs set around rivers, beaches and Australia’s most famous harbour have topped a list of growth areas where prices start at $500,000.

Sydney’s Balmain came a close second after North Fremantle in Western Australia with annual growth of 16.3% for three-bedroom units.

Other notable Sydney locales include Pyrmont, Haymarket and Camperdown.

Read the full article and see the list on