Archive for September, 2015

Why property owners should use an offset account

When investing in property there are various different loan types that you can come across including fixed term loans, variable-rate loans as well as being able to use an offset account. An offset account has the potential to save you thousands or even hundreds of thousands of dollars during your mortgage lifetime. So what exactly is it and how can you use it? Alex Goldhagen from iBuyNew explains.

What is … Read more »

Maintenance Responsibilities – Owner or Owners Corporation?

One of the most confusing aspects of owning a lot within a Strata Scheme is understanding who is responsible for the maintenance of certain elements within the lot – an individual owner or Owners Corporation (Body Corporate)?

This debate has existed since strata schemes legislation was first incepted in 1961 and has been further confused by the way in which owners and Owners Corporations’ interpret the maintenance obligations for their strata … Read more »

Top tips for boosting your rental income through improvements

Many investors believe renovation projects are the best way to increase their rental returns. Yet simple DIY improvements can also push up the rent you receive at a fraction of the cost. Industry experts reveal their top tips for higher rental rewards in an article in Smart Property Investment.

1. Scope out the competition

Before embarking on a home improvement mission, investors need to understand how their property measures up to those of their … Read more »

No ban on SMSF property borrowing just yet

According to the Assistant Treasurer Josh Frydenberg, there will be no ban on Managed Super Fund (SMSF) property borrowing. However, it is likely that there will be tougher regulations implemented instead – iBuyNew reports.

During the Tax Institute annual superannuation conference in Sydney on Friday, Mr Frydenberg said that the Abbott government is not planning to ban limited recourse borrowing arrangements (LRBAs) through SMSFs to purchase property.

In December 2014, David Murray released his report, … Read more »

10 benefits of buying off the plan

If you’re looking to buy a property, but are torn between buying a new property off the plan, or a slightly older property read on. Mark Mendel at iBuyNew shares his thoughts on why buying off the plan can be more beneficial in the short and longer term.

1) Stamp Duty Savings

Stamp Duty benefits are available to some buyers. This can save you thousands of dollars on your purchase. Check to see if … Read more »

Growth predicted in QLD: Industry expert’s analysis of Australian property market conditions

Research indicates the Sydney market reached its peak in the December quarter last year and sales activity has been on a gradual decline since then. However, growth is predicted outside of Sydney.

Here is a synopsis from Terry Ryder (Founder of

The number of Sydney growth suburbs is one-third of the number six months ago.
Regional New South Wales is rising and has twice as many growth markets as Sydney does.
Adelaide … Read more »

Sydney leads charge in value growth

Sydney has again led the charge in growth in Australian home values, recording a growth rate of 1.1% for the month of August. The city was well above the national average rise in dwelling values of 0.3%.

Just two other cities – Adelaide (0.7%) and Darwin (0.3%) – recorded growth in home values while Melbourne and Brisbane were flat during the month of August. Australia’s other capital cities recorded a month-on-month fall … Read more »

Tips for Buying Property interstate

We know from looking at the data that most investors buy property in their home state. Even though your home state or city may not be the best place to invest in, one of the great advantages of property is that you can see it, touch it and feel it.

Buying close to home, even if it’s an investment, feels more comfortable. It’s hard to touch your bricks and mortar if they’re 2,000 km away!

But avoiding … Read more »

Weaker Sydney auction market sliding again

Sydney’s fading late winter auction market is sliding as the market continues to be flooded by unprecedented numbers of homes for sale.

Sydney reported a clearance rate of 76.4 percent two Saturdays ago – down from the 79.7 percent recorded the previous weekend and now well below the 83.4 percent recorded over the same weekend last year.

The market is now tracking in the opposite direction to a year ago when clearance rates were rising sharply … Read more »

What is Negative Gearing?


When it comes to investing in property, you might have come across the term ‘negative gearing’, but do you fully understand what negative gearing actually is? Mark Mendell at iBuyNew discusses his thoughts.

What is negative gearing?

Negative gearing is where your rental income from your rental tenants is not enough to cover your mortgage repayments and other associated property costs, like property management fees so you end up making a loss. In order to … Read more »